Though no one likes to face the facts, the reality is that the economy just keeps collapsing further by the day. It started out with an eroding residential real estate market, but that progressed into foreclosures, short sales and loan modifications. Today this climate has continued to decrease and is now invading the commercial real estate sector as well. Many commercial property owners are finding themselves considering a commercial loan workout to try and salvage their business or investment. This trend will likely continue to grow as there really are no signs of a recovery yet from this climate. Commercial loans, while much more complicated, also have more leverage with the banks because they tend to me much larger values and represent a larger percentage of the banks portfolio. The banks as well are not in great shape and so they are generally more likely to work with commercial property owners to restructure their loans.